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*Affordable Debt Consolidation’s settlement fee is 15% of enrolled debt, compared with up to 25% charged by many competitors. Our fee for each debt is collected only after settlement and the first settlement payment. Third-party special purpose account (SPA) fees are $10.95 for setup and $10.95 monthly. Results and timelines depend on creditors, available funds, and program completion; savings and completion dates are not guaranteed. Creditors are not required to settle. Debt settlement will likely negatively affect credit; creditors may continue collections or file lawsuits, and interest and fees may increase balances. Forgiven debt may be taxable; consult a tax professional. Affordable Debt Consolidation is not a lender; loan offers are available through an affiliate platform, subject to lender approval. We do not assume debts, make regular creditor payments, provide credit repair, or give tax, bankruptcy, accounting, or legal advice. Optional legal services are extra and separate, with fees paid directly to the providers. Programs are available only in Texas. See our FAQs for details. Logos belong to their respective owners.
Exclusive Program for Texas Residents
